Music and welcome to day 2 of i/o. My name is Zack Cook and I'm a product manager on the chrome team leading our web payments effort. A special thank you for coming out and joining me at 8:30 a.m., which is very early. And of course, a special thank you and welcome to everyone on the livestream as well as anyone that's watching on YouTube later. I'm really happy to be up here today talking to you all today about how we think about the future of web payments and how we're trying to really help users, both our users and your users, your customers, have pain-free checkout experiences on the web. But I thought I'd get started by giving a refresher on why we care about this space at all. I think it stems from the fact that the web is better than ever. You've probably heard it over and over again from Raul's keynote to all of our web track sessions that the web is really amazing these days. You can build fast, rich app-like experiences and in a really compelling and that the line between what is web and what is app is more blurry than ever. We think this is an incredible opportunity, and things like WebGL and polymer and service workers are all tools that can help you create these incredible experiences. I think personally my favorite example of how far the web has come is the fact that you can literally circumnavigate the entirety of the Earth's surface directly inside of a browser tab these days. So this is Earth running inside of Chrome, and to me, it just kind of blows my mind that you can do this on the web. If you don't recognize this, this is actually where we are right...